Own your home, one month at a time.

Pick a home, set a plan you can keep up with, and track every payment until allocation. Plans run from one year up to thirty.

Try the calculator See my plan

Housing calculator

Home price

Deposit

Duration

Deposit

₦40,000,000

Balance

₦40,000,000

Monthly

₦3,333,333

An estimate only. Plans run from one year up to thirty, and your officer confirms the exact schedule and any fees before you sign.

Start this plan

What you get in your dashboard

Contribution dashboard

Monthly amounts, paid and remaining.

Progress tracker

See how close you are to ownership.

Payment reminders

By WhatsApp, SMS and email.

Receipts

A receipt for every payment.

Allocation tracking

Follow your allocation status.

How the plan works

Choose a property marked "payment plan" on our listings

Pay the initial deposit, usually from 30 per cent

Spread the balance over 6 to 36 months

Receive a receipt and an updated statement after every instalment

Take allocation or handover once the balance is cleared

What you need

A valid means of identification

Proof of the deposit

A signed subscription form from your sales officer

Speak to a sales officer for the exact schedule on the property you want.

Questions

SHOP was unveiled in July 2019 as a scheme to deliver 1,000,000 housing units to Nigerians, with payment spread over anything from one year to thirty. As at 31 December 2019 the scheme was valued at ₦7.5 trillion.

Start a plan

Tell us which home you want

Send your preferred area and the monthly amount you can keep up with. An officer will put the schedule in writing.